{"id":104,"date":"2017-02-27T16:39:52","date_gmt":"2017-02-27T16:39:52","guid":{"rendered":"http:\/\/bdif.vn\/en\/?page_id=104"},"modified":"2017-02-27T16:57:04","modified_gmt":"2017-02-27T16:57:04","slug":"lending-capital-to-invest","status":"publish","type":"page","link":"http:\/\/bdif.vn\/en\/activity-scope\/lending-capital-to-invest\/","title":{"rendered":"Lending capital to invest"},"content":{"rendered":"
    \n
  1. Eligible for loans from BDIF are investment projects in the list of socio-economic infrastructure sectors prioritized for development investment in the locality promulgated by the People’s committee of Binh Duong province after obtaining approval from the People’s council of Binh Duong province.<\/li>\n
  2. The conditions of lending capital: BDIF will decide to lend money if the investor meets the following conditions:\n
      \n
    1. Investment procedures was completed in accordance with the laws.<\/li>\n
    2. There are profitable production and business plan, and have to ensure repayment of the debt.<\/li>\n
    3. Undertaking to purchase insurance for properties which are formed from loan (in case these properties must be bought the compulsory insurance at an insurance company in Vietnam).<\/li>\n
    4. The investors are the legal organizations or enterprises of all economic sectors.<\/li>\n<\/ol>\n<\/li>\n
    5. The period of lending:<\/li>\n<\/ol>\n

      – Short term: Under 12 months<\/p>\n

      – Middle term: From 12 months to under 36 months<\/p>\n

      – Long term: Over 36 months (but a maximum of 15 years, People\u2019s committee of Binh Duong province decides the lending of the projects which have the period of lending over 15 years)<\/p>\n

        \n
      1. Lending interest rates: According to the lending rate\u2019s frame issued by BDIF for each particular moment.<\/li>\n
      2. Competence of lending decision:\n
          \n
        1. The People’s Committee of Binh Duong province approves a loan which exceeds 15% of BDIF\u2019s equity capital.<\/li>\n
        2. Management council aprroves a loan which exceeds 5% and does not exceeds 15% of BDIF\u2019s equity capital.<\/li>\n
        3. BDIF\u2019s Director approves a loan which does not exceeds 5% of BDIF\u2019s equity capial.<\/li>\n<\/ol>\n<\/li>\n
        4. Loan security:\n
            \n
          1. Pledge or mortgage the property of the investor;<\/li>\n
          2. Pledge or mortgage the assets from loans;<\/li>\n
          3. Guarantees by the assets of a third party;<\/li>\n
          4. Not be secured by assets;<\/li>\n
          5. Other loan security measures in accordance with the provisions of current laws.<\/li>\n<\/ol>\n<\/li>\n<\/ol>\n
              \n
            1. Syndicated lending:<\/li>\n<\/ol>\n

              BDIF may act as the focal point in syndicated lending, or together with the other local development investment funds, credit institutions and other organizations, provide syndicated loans to projects.<\/p>\n","protected":false},"excerpt":{"rendered":"

              Eligible for loans from BDIF are investment projects in the list of socio-economic infrastructure sectors […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":98,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":[],"_links":{"self":[{"href":"http:\/\/bdif.vn\/en\/wp-json\/wp\/v2\/pages\/104"}],"collection":[{"href":"http:\/\/bdif.vn\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"http:\/\/bdif.vn\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"http:\/\/bdif.vn\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/bdif.vn\/en\/wp-json\/wp\/v2\/comments?post=104"}],"version-history":[{"count":1,"href":"http:\/\/bdif.vn\/en\/wp-json\/wp\/v2\/pages\/104\/revisions"}],"predecessor-version":[{"id":117,"href":"http:\/\/bdif.vn\/en\/wp-json\/wp\/v2\/pages\/104\/revisions\/117"}],"up":[{"embeddable":true,"href":"http:\/\/bdif.vn\/en\/wp-json\/wp\/v2\/pages\/98"}],"wp:attachment":[{"href":"http:\/\/bdif.vn\/en\/wp-json\/wp\/v2\/media?parent=104"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}