[EN]<\/p>\n
1. \u0110\u1ed1i t\u01b0\u1ee3ng \u0111\u01b0\u1ee3c b\u1ea3o l\u00e3nh t\u00edn d\u1ee5ng:<\/strong><\/p>\n C\u00e1c doanh nghi\u1ec7p nh\u1ecf v\u00e0 v\u1eeba h\u1ecdat \u0111\u1ed9ng tr\u00ean \u0111\u1ecba b\u00e0n t\u1ec9nh B\u00ecnh D\u01b0\u01a1ng theo quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt hi\u1ec7n h\u00e0nh, vay v\u1ed1n b\u1eb1ng \u0111\u1ed3ng Vi\u1ec7t Nam t\u1ea1i c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng th\u00e0nh l\u1eadp v\u00e0 h\u1ecdat \u0111\u1ed9ng theo Lu\u1eadt c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng.<\/p>\n 2. \u0110i\u1ec1u ki\u1ec7n \u0111\u1ec3 \u0111\u01b0\u1ee3c b\u1ea3o l\u00e3nh t\u00edn d\u1ee5ng:<\/strong><\/p>\n – C\u00f3 d\u1ef1 \u00e1n \u0111\u1ea7u t\u01b0, ph\u01b0\u01a1ng \u00e1n s\u1ea3n xu\u1ea5t kinh doanh \u0111\u01b0\u1ee3c Qu\u1ef9 b\u1ea3o l\u00e3nh th\u1ea9m \u0111\u1ecbnh l\u00e0 c\u00f3 hi\u1ec7u qu\u1ea3, c\u00f3 kh\u1ea3 n\u0103ng h\u00f2an tr\u1ea3 v\u1ed1n vay.<\/p>\n – C\u00f3 t\u1ed5ng gi\u00e1 tr\u1ecb t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p, c\u1ea7m c\u1ed1 t\u1ea1i t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng theo quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt t\u1ed1i thi\u1ec3u b\u1eb1ng 15% gi\u00e1 tr\u1ecb kh\u1ecfan vay.<\/p>\n – C\u00f3 t\u1ed1i thi\u1ec3u 15% v\u1ed1n ch\u1ee7 s\u1edf h\u1eefu tham gia d\u1ef1 \u00e1n \u0111\u1ea7u t\u01b0, ph\u01b0\u01a1ng \u00e1n s\u1ea3n xu\u1ea5t kinh doanh.<\/p>\n – T\u1ea1i th\u1eddi \u0111i\u1ec3m \u0111\u1ec1 ngh\u1ecb b\u1ea3o l\u00e3nh, doanh nghi\u1ec7p kh\u00f4ng c\u00f3 kh\u1ecfan n\u1ee3 \u0111\u1ecdng ngh\u0129a v\u1ee5 v\u1edbi ng\u00e2n s\u00e1ch nh\u00e0 n\u01b0\u1edbc, n\u1ee3 x\u1ea5u t\u1ea1i c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng ho\u1eb7c c\u00e1c t\u1ed5 ch\u1ee9c kinh t\u1ebf kh\u00e1c.<\/p>\n 3. Th\u1eddi h\u1ea1n b\u1ea3o l\u00e3nh:<\/strong><\/p>\n Ph\u00f9 h\u1ee3p v\u1edbi th\u1eddi h\u1ea1n vay v\u1ed1n \u0111\u00e3 th\u1ecfa thu\u1eadn gi\u1eefa doanh nghi\u1ec7p v\u00e0 t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng. Th\u1eddi h\u1ea1n b\u1ea3o l\u00e3nh c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c gia h\u1ea1n cho \u0111\u1ebfn khi doanh nghi\u1ec7p th\u1ef1c hi\u1ec7n h\u00f2an t\u1ea5t ngh\u0129a v\u1ee5 tr\u1ea3 n\u1ee3 cho t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng (bao g\u1ed3m th\u1eddi gian gia h\u1ea1n n\u1ee3, \u0111i\u1ec1u ch\u1ec9nh k\u1ef3 h\u1ea1n tr\u1ea3 n\u1ee3, gi\u00e3n n\u1ee3).<\/p>\n 4. Ph\u00ed b\u1ea3o l\u00e3nh:<\/strong><\/p>\n Ph\u00ed b\u1ea3o l\u00e3nh t\u00edn d\u1ee5ng b\u1eb1ng 5%\/n\u0103m t\u00ednh tr\u00ean s\u1ed1 ti\u1ec1n \u0111\u01b0\u1ee3c b\u1ea3o l\u00e3nh v\u00e0 th\u1eddi h\u1ea1n b\u1ea3o l\u00e3nh.<\/p>\n 5. T\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m cho ngh\u0129a v\u1ee5 \u0111\u01b0\u1ee3c b\u1ea3o l\u00e3nh:<\/strong><\/p>\n a) T\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m:<\/p>\n – Tr\u01b0\u1eddng h\u1ee3p vay v\u1ed1n trung d\u00e0i h\u1ea1n th\u1ef1c hi\u1ec7n d\u1ef1 \u00e1n \u0111\u1ea7u t\u01b0: Doanh nghi\u1ec7p \u0111\u01b0\u1ee3c d\u00f9ng t\u00e0i s\u1ea3n h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai c\u1ee7a d\u1ef1 \u00e1n \u0111\u1ea7u t\u01b0 \u0111\u1ec3 th\u1ebf ch\u1ea5p b\u1ea3o \u0111\u1ea3m cho ngh\u0129a v\u1ee5 b\u1ea3o l\u00e3nh t\u00edn d\u1ee5ng c\u1ee7a Qu\u1ef9 b\u1ea3o l\u00e3nh theo quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt v\u1ec1 giao d\u1ecbch b\u1ea3o \u0111\u1ea3m. Doanh nghi\u1ec7p ph\u1ea3i c\u00f3 t\u1ed5ng gi\u00e1 tr\u1ecb t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p, c\u1ea7m c\u1ed1 ban \u0111\u1ea7u t\u1ea1i Qu\u1ef9 b\u1ea3o l\u00e3nh t\u1ed1i thi\u1ec3u b\u1eb1ng 15% gi\u00e1 tr\u1ecb kh\u1ecfan vay.<\/p>\n – Tr\u01b0\u1eddng h\u1ee3p vay v\u1ed1n trung d\u00e0i h\u1ea1n th\u1ef1c hi\u1ec7n ph\u01b0\u01a1ng \u00e1n s\u1ea3n xu\u1ea5t kinh doanh: Doanh nghi\u1ec7p ph\u1ea3i c\u00f3 t\u1ed5ng gi\u00e1 tr\u1ecb t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p, c\u1ea7m c\u1ed1 ban \u0111\u1ea7u t\u1ea1i Qu\u1ef9 b\u1ea3o l\u00e3nh t\u1ed1i thi\u1ec3u b\u1eb1ng 15% gi\u00e1 tr\u1ecb kh\u1ecfan vay.<\/p>\n Tr\u01b0\u1eddng h\u1ee3p t\u00e0i s\u1ea3n h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai kh\u00f4ng \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n \u0111\u1ec3 b\u1ea3o \u0111\u1ea3m cho ngh\u0129a v\u1ee5 \u0111\u01b0\u1ee3c b\u1ea3o l\u00e3nh, Qu\u1ef9 b\u1ea3o la\u0303nh xem xe\u0301t, a\u0301p du\u0323ng c\u00e1c h\u00ecnh th\u1ee9c b\u1ea3o \u0111\u1ea3m kh\u00e1c cho b\u1ea3o l\u00e3nh \u0111\u00fang theo quy \u0111\u1ecbnh cu\u0309a pha\u0301p lu\u00e2\u0323t v\u1ec1 giao d\u1ecbch b\u1ea3o \u0111\u1ea3m.<\/p>\n \u0110\u1ed1i v\u1edbi t\u00e0i s\u1ea3n h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai thu\u1ed9c \u0111\u1ed1i t\u01b0\u1ee3ng mua b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c, doanh nghi\u1ec7p ph\u1ea3i th\u1ef1c hi\u1ec7n mua b\u1ea3o hi\u1ec3m t\u00e0i s\u1ea3n trong su\u1ed1t th\u1eddi h\u1ea1n b\u1ea3o l\u00e3nh theo quy \u0111\u1ecbnh.<\/p>\n \u0110\u1ed1i v\u1edbi c\u00e1c d\u1ef1 \u00e1n m\u00e0 ngo\u00e0i ngu\u1ed3n v\u1ed1n vay \u0111\u01b0\u1ee3c b\u1ea3o l\u00e3nh c\u00f2n c\u00f3 c\u00e1c ngu\u1ed3n v\u1ed1n kh\u00e1c tham gia \u0111\u1ea7u t\u01b0 th\u00ec t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m cho ngh\u0129a v\u1ee5 b\u1ea3o l\u00e3nh l\u00e0 t\u1ed5ng gi\u00e1 tr\u1ecb t\u00e0i s\u1ea3n c\u1ee7a d\u1ef1 \u00e1n h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai bao g\u00f4\u0300m c\u00e1c ngu\u1ed3n v\u1ed1n kh\u00e1c tham gia \u0111\u1ea7u t\u01b0 d\u1ef1 \u00e1n.<\/p>\n b) Trong th\u1eddi h\u1ea1n b\u1ea3o l\u00e3nh, doanh nghi\u1ec7p kh\u00f4ng \u0111\u01b0\u1ee3c cho, t\u1eb7ng, b\u00e1n, chuy\u1ec3n nh\u01b0\u1ee3ng, cho thu\u00ea, g\u00f3p v\u1ed1n li\u00ean doanh ho\u1eb7c s\u1eed d\u1ee5ng t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m \u0111\u1ec3 c\u1ea7m c\u1ed1, th\u1ebf ch\u1ea5p ho\u1eb7c b\u1ea3o l\u00e3nh vay v\u1ed1n cho b\u00ean th\u01b0\u0301 ba khi ngh\u0129a v\u1ee5 \u0111\u01b0\u1ee3c b\u1ea3o \u0111\u1ea3m ch\u01b0a ch\u1ea5m d\u1ee9t ho\u1eb7c ch\u01b0a c\u00f3 bi\u1ec7n ph\u00e1p b\u1ea3o \u0111\u1ea3m kh\u00e1c thay th\u1ebf \u0111\u1ec3 b\u1ea3o \u0111\u1ea3m ngh\u0129a v\u1ee5 cho Qu\u1ef9 ba\u0309o la\u0303nh.<\/p>\n c) Tr\u00ecnh t\u1ef1 v\u00e0 th\u1ee7 t\u1ee5c b\u1ea3o \u0111\u1ea3m cho ngh\u0129a v\u1ee5 b\u1ea3o l\u00e3nh t\u00edn d\u1ee5ng \u0111\u1ed1i v\u1edbi Qu\u1ef9 ba\u0309o la\u0303nh th\u1ef1c hi\u1ec7n theo quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt v\u1ec1 b\u1ea3o \u0111\u1ea3m ti\u1ec1n vay, giao d\u1ecbch b\u1ea3o \u0111\u1ea3m va\u0300 \u0111\u0103ng k\u00fd giao d\u1ecbch b\u1ea3o \u0111\u1ea3m.<\/p>\n d) Khi doanh nghi\u1ec7p kh\u00f4ng th\u1ef1c hi\u1ec7n ho\u1eb7c th\u1ef1c hi\u1ec7n kh\u00f4ng \u0111\u00fang ngh\u0129a v\u1ee5 ho\u00e0n tr\u1ea3 n\u1ee3 vay b\u1eaft bu\u1ed9c \u0111\u1ed1i v\u1edbi Qu\u1ef9 b\u1ea3o l\u00e3nh, Qu\u1ef9 b\u1ea3o l\u00e3nh \u0111\u01b0\u1ee3c quy\u1ec1n x\u1eed l\u00fd t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m theo quy \u0111i\u0323nh cu\u0309a pha\u0301p lu\u00e2\u0323t \u0111\u1ec3 thu h\u1ed3i s\u1ed1 ti\u1ec1n \u0111\u00e3 tr\u1ea3 n\u1ee3 thay cho doanh nghi\u1ec7p.<\/p>\n","protected":false},"excerpt":{"rendered":" [EN] 1. \u0110\u1ed1i t\u01b0\u1ee3ng \u0111\u01b0\u1ee3c b\u1ea3o l\u00e3nh t\u00edn d\u1ee5ng: C\u00e1c doanh nghi\u1ec7p nh\u1ecf v\u00e0 v\u1eeba […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":98,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":[],"_links":{"self":[{"href":"http:\/\/bdif.vn\/en\/wp-json\/wp\/v2\/pages\/235"}],"collection":[{"href":"http:\/\/bdif.vn\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"http:\/\/bdif.vn\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"http:\/\/bdif.vn\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/bdif.vn\/en\/wp-json\/wp\/v2\/comments?post=235"}],"version-history":[{"count":2,"href":"http:\/\/bdif.vn\/en\/wp-json\/wp\/v2\/pages\/235\/revisions"}],"predecessor-version":[{"id":238,"href":"http:\/\/bdif.vn\/en\/wp-json\/wp\/v2\/pages\/235\/revisions\/238"}],"up":[{"embeddable":true,"href":"http:\/\/bdif.vn\/en\/wp-json\/wp\/v2\/pages\/98"}],"wp:attachment":[{"href":"http:\/\/bdif.vn\/en\/wp-json\/wp\/v2\/media?parent=235"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}