Investment Loan

1. Receipt of loan documents:

a) For medium and long term investment projects:

When in need of a loan for investment projects, the investors send to BDIF two set comprising the following documents:

– Proposal for a loan (form) (original).

– Legal documents about the investor’s legal entity: Business licence, certificate of tax code, regulation of organization and operation, the decision to appoint the director and chief accountant (duplicates).

– Reports of the investor’s ability (original).

– Investment projects or technical and economic report (original).

– Legal documents related to investment projects such as: Investment policy allowed by the competent authority, approval planning, compensation, site clearance, approved design documents, land records related to the project, certification of fire protection, certification of environment protection, the documents of machinery and services reflected in the project (principle contract, quotes, ….) ensured to follow the current investment management regulations and construction of the state (originals or duplicates).

– Minutes of meetings of the member’s Council decide the project investment’s policy and investment capital, including the capital loaned in BDIF (original).

– The legislation relating to the ability to mobilize resources such as investment capital structure, ability to mobilize capital, material supply, product marketing situation, … (original).

– For investment projects to expand production, technological innovation and equipment: reports of financial situation the last 2 years of the investors have been on settlement or audit (if applicable), and rapid efficiency report of the manufacturing business from the beginning of the year to the appraisal time (duplicates).

– The profile of the loan collateral (duplicates).

– The other legal documents related to the project implementation (originals or duplicates).

– The explanations and other commitments (project-specific).

b) For short-term investment projects:

When in need of a loan for investment projects, the investors send to BDIF two set comprising the following documents

– Proposal for a loan (form) (original).

– Legal documents about the investor’s legal entity: Business licence, certificate of tax code, regulation of organization and operation, the decision to appoint the director and chief accountant (duplicates).

– Minutes of meetings of the member’s Council decide the project investment’s policy and the plan to loan capital in BDIF (original).

– The production and business plans made by the investors and explain the efficiency of production and business plans, planning to pay principal and interest in specifying the source of repayment, duration or term of repayment (original).

– Report of the financial situation the last 2 years of the investor has to be settled or audit (if any) and a short report of production efficiency activities from early year to the time of appraisal process (duplicates).
– The profile of the loan collateral (duplicates).

– The economic agreements related to loan plan (duplicates).

2. Appraising loan documents:

a) The appraisal process: Follow the loan appraisal process issued by BDIF.

b) The time period of appraisal process: BDIF will appraise the loan documents and notify the results to the investor within 20 working days (for medium and long term loans) or 10 days (for short term loans) since receiving the complete loan documents.

Details please contact Planning – Appraisal Department: 0274.3803391